Remitrix

    Horizon

    Life & Non-Life

    Actuarial Modeling & Investment Decisioning

    Forward-looking actuarial projection plus the AI-driven investment management suite. Horizon automates balance sheet construction and capital projection at a policy component level, then extends into portfolio optimization, pre-trade analysis, and investment committee decisioning. Hosted on the cloud, Horizon is secure and requires zero upkeep.

    Actuaries and Solvency

    As industry veterans, we've heard it many times – actuaries were the first data scientists and insurance companies were the first data companies. Horizon transforms today's insurers' "so much data, so little time" dilemma into a "solid insights in no time" success story. It generates Solvency II-compliant actuarial modeling at the click of a button, and now drives investment decisions from the same trusted data.

    Actuarial Modeling

    Stochastic and machine learning-generated modeling for life and non-life, with SFCR and balance-sheet construction.

    Life Products

    Stochastic and machine learning-generated modeling:

    • Value in Force by scenarios and components
    • Profit and loss by scenarios and components
    • Reserves development tracking
    • Income breakdown by premiums and reinsurance
    • Expenses breakdown by payments and commissions
    • Capital projection simulator
    Non-Life Products

    Comprehensive SCR calculations and breakdowns:

    • SCR calculation per each Line of Business
    • Non-Life and NSLT Health breakdown
    • CAT, Lapse, Premium and Reserve SCR
    Regulation Reporting
    • • Balance sheet bottom-up construction
    • • Solvency and Helper tabs automated fill
    • • SFCR main reporting file generation
    Parameters Control
    • • Control parameters of Standard model
    • • Compare portfolios before and after model change
    • • Flexible and agile front end

    AI-Driven Investment Management Suite

    Horizon extends beyond reporting into investment decisioning — optimize portfolios, test allocations before you trade, run a full investment committee workflow, and monitor credit, all aligned with your risk and capital position.

    Horizon Portfolio Optimizer configuration screen with mode (new allocation vs. alternatives), time-horizon, outlook source, and granularity controls
    Portfolio Optimizer
    NEW
    • Constraint-based optimization
    • Risk-return & SCR-aware frontiers
    • Rebalancing recommendations
    Horizon Portfolio Reallocation Sandbox showing a what-if allocation comparison of baseline vs. proposed weights with live SCR market-risk impact (total, equity, spread)
    Sandbox
    NEW
    • Pre-trade what-if environment
    • Test allocations vs. risk & capital
    • Compare candidate portfolios
    Horizon Investment Committee pipeline showing the seven-stage agent workflow — Intake, Scoping, Analytics, Stress, Opinion, IC, Monitor — with completed stage results
    Investment Committee Agents
    NEW
    • 7-agent IC workflow
    • Auto-prepared IC packs & drivers
    • Decision-ready summaries
    Horizon Credit Intelligence dashboard showing issuer and report-driven analysis with verified-data narratives and exposure and downgrade signals
    Credit Intelligence
    NEW
    • Issuer & report-driven analysis
    • Verified-data narratives
    • Exposure & downgrade signals

    Dashboards & Audit

    Benefit from intuitive, personalized dashboards with multi-level filters and drill-down, automated notifications, and a full audit log. Compare solvency over time, present live interactive reports to an audience, and share your reports with select teammates.

    Dashboard Capabilities
    • Multi-level filters and drill-down
    • Solvency comparison over time
    • Shareable live interactive reports
    • Automated notifications
    • Setup of individual assets
    • Log report to track portfolio updates

    Online Support

    Online tickets-based support service, community knowledge center to enrich your profession, and live chat assistance.

    Let's Get Started

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    Frequently Asked Questions

    Horizon is RemitRix's actuarial modeling platform for life and non-life insurance, supporting reserving, pricing, and projection workflows end to end.